This privacy statement discloses the privacy practices for TexasMortgageTree.com.  TexasMortgageTree.com is aware of the need to protect your privacy and it is important that you should be able to use the web site without having your privacy breached in any way. However, it is necessary for us to collect information about you if you request the use of our services. In all circumstances, where you have requested a quotation, your details will be forwarded to a third party with the aim of providing you with a mortgage quotation. It is our policy to only collect such information about you as to facilitate the provision of the required service and we will not collect any unnecessary data. Most importantly, we will not collect your social security number. You will only provide this sensitive information to those lenders or brokers whom you choose to compete for your mortgage business.
 
The information that you provide will only be conveyed to the third party from whom you have requested further information to enable them to supply the information that you have specifically requested. Please ensure that you only enter your own personal details. If the information relates to another individual then you must obtain the consent of that individual.

If you feel that TexasMortgageTree.com is not abiding by its posted privacy policy, you wish to modify information previously given, or have any questions regarding the privacy policy, please contact us via e-mail at info@TexasMortgageTree.com or via postal mail at TexasMortgageTree.com, 15632 Hwy. 110 South, Ste.6 Whitehouse, Texas 75791

P- 903-839-1415.

• MINORS
  TexasMortgageTree.com does not knowingly collect personally identifiable information from children under 13 years of age.
• INFORMATION COLLECTION AND USE
  TexasMortgageTree.com is the sole owner of the information collected on this site. We will not sell, share or rent this information to others in ways different from what is disclosed in this statement. TexasMortgageTree.com collects information through this site from our prospective and existing clients at several different points on our web site. We use their contact information to send information about our company and to service existing accounts. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Information about your computer hardware and software is automatically collected by TexasMortgageTree.com and may be shared in aggregate with third parties whose services are used for traffic analysis purposes. This information includes: your IP address, browser type, domain names, access times and referring Web site addresses. This information is not tied to personally identifiable information. This information is used by TexasMortgageTree.com to maintain and improve the quality of the service and to generate statistics regarding use of the TexasMortgageTree.com site.
  
  We use third party services (such as Authorize.net)to bill for services and to provide other services. These third party service providers are not permitted to use your information for any secondary purposes.
• CHOICE/OPT-OUT
  Our site provides users the opportunity to opt-out of receiving communications from us and our partners.  
  This site gives users the following options for removing their information from our database to not receive future communications or to no longer receive our service. 
  You can send e-mail to info@TexasMortgageTree.com or You can send mail to the following postal address: TexasMortgageTree.com, 15632 Hwy. 110 South, Ste.6 Whitehouse, Texas 75791 
  P- 903-839-1415. 
  Please note that participation in certain activities on our web site may be limited if personally identifiable information is not submitted for the user.
• COOKIES
  A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, a cookie simply terminates. For instance, by setting a cookie for TexasMortgageTree.com, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site however without cookies the user may not have access to certain features on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.
• LINKS
  This web site contains links to other sites. Please be aware that TexasMortgageTree.com is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by TexasMortgageTree.com.
• SECURITY
  We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access, that are located in controlled facilities. When we transmit highly confidential information (such as a credit card number) over the Internet, we protect it through the use of encryption, such as the Secure Socket Layer (SSL) protocol. Our Web Site is Thawte and Authorized.net Secured.
• DISCLOSURE
  We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Agreement. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances as required by law, third parties may unlawfully intercept or access transmissions or private communications.
• ACCOUNT ESTABLISHMENT
  Upon sign up for our membership, TexasMortgageTree.com will send an e-mail to the e-mail address provided during registration. This is to establish that the new account is a valid account and your password will be delivered to you at this time. Accounts with invalid e-mail addresses will not be able to participate in all features of TexasMortgageTree.com.
• SITE AND SERVICE UPDATES
  We will send the user site and service announcement updates. Members are not able to unsubscribe from service announcements, which contain important information about the service. We communicate with the user to provide requested services and in regards to issues relating to the account via e-mail or telephone.
• NOTIFICATION OF CHANGES
  If we decide to change our privacy policy, we will post those changes on our home page and use our best efforts to announce via e-mail so all users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner materially different from that stated at the time it was collected, we will prominently post a notice on the website for 30 days. We may also make a reasonable effort to notify users by way of an e-mail. Users have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.