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Terms & Conditions of Use

TexasMortgageTree.com is a website owned and operated by Reagan Management Company.  TexasMortgageTree.com will not charge you for the services rendered within this site. TexasMortgageTree.com receives fees from its participating lenders for matching your loan request with prospective lenders. The use of this service is absolutely free!

Remember, TexasMortgageTree.com primary goal is to convey your request to our participating lenders and they will contact you with their loan product offers. You must rely on your own discretion as to which loan product will best serve your mortgage needs. It is important that you understand that TexasMortgageTree.com will not make any loan offers to you and will not guarantee the lowest possible interest rate. We are simply a mortgage quote service oriented business. We will bring the lenders to you and you will negotiate directly with them.

TexasMortgageTree.com is not a lender or a broker. The information provided by you to TexasMortgageTree.com is not for the purpose of an application for a mortgage loan, nor is it used to
pre-qualify you with any lender or broker. If a lender or broker that advertises with TexasMortgageTree.com contacts you and you submit a loan application to such lender or broker, your information remains between you and that lender or broker.

TexasMortgageTree.com will not request nor accept your social security number. You will give this sensitive information to the lender or broker of your choice.

TexasMortgageTree.com does not endorse, provide a warranty, guarantee of service or products of any broker or lender. TexasMortgageTree.com furthermore, will not guarantee or make any representations of interest rates, points or loan programs posted by advertising lenders and brokers. This is not a credit advertisement as defined by paragraph 226.24 within the Truth in Lending Act.

TexasMortgageTree.com shall not and will not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis.

In no event shall TexasMortgageTree.com be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the information or the transmission or delivery of all or any part thereof, for any damage arising from or occasioned thereby, or for the results obtained from the use of the information. The entire risk as to the accuracy, adequacy, completeness, validity and quality of any information is with the user.

Lenders and brokers participating in the TexasMortgageTree.com web site mortgage market system are paid advertisers. TexasMortgageTree.com does not endorse any lender or broker on this website.

TexasMortgageTree.com gets its information from third parties and is not responsible for any typographical errors.  TexasMortgageTree.com recognizes there may be differences in interest rates based on loan amount, occupancy, credit grade, loan to value, geographic location and other factors. TexasMortgageTree.com encourages all participants to this web site to contact several participating lenders or brokers for an exact quote on their mortgage financing needs. It is also encouraged for those participants to receive those quotes in writing from the lenders or brokers that they receive quotes from.

With more than just current mortgage rates, Texas Mortgage Tree offers comparisons of Texas home loans. Home equity loans in Texas are also offered. Best of all, we only deal with Texas. Whether you are a first time home buyer or looking to refinance, mortgage Texas style with our help. You will find all types of resources to not only get comparisons, but really understand them when you explore the articles and resources we have posted for you.